Privacy Policy

Information We Collect

When you use future-datahub, we gather different types of information depending on how you interact with us. Some you provide directly, and some gets collected automatically through standard web technologies.

Personal Information You Provide

• Name and email address when you register for programs or contact us
• Phone number if you choose to provide it for program inquiries
• Payment details processed through secure third-party services
• Educational background and budgeting experience for course placement
• Communication preferences for how you want to hear from us

Automatically Collected Data

Like most websites, we collect technical information through cookies and similar tools. This includes your IP address, browser type, pages you visit, and how long you spend on different sections. We use this to understand which content resonates with visitors and where people get stuck.

How We Use Your Information

Your data serves specific purposes related to providing quality financial education. We don't sell your information to third parties or use it for unrelated marketing campaigns.

• Managing your enrollment in budgeting courses and workshops
• Sending course materials, schedules, and important program updates
• Responding to support requests and technical issues
• Analyzing site usage to improve navigation and content quality
• Processing payments securely through verified payment processors
• Complying with South Korean data protection regulations

We occasionally conduct surveys to understand what topics our students want to learn more about. Participation is always optional, and responses help shape future course development.

Data Sharing and Third Parties

We work with carefully selected service providers who help us operate the platform. These companies only access information necessary for their specific functions and are contractually required to protect your data.

We'll never sell your personal information to data brokers or marketing companies. If there's ever a business transition like a merger or acquisition, your data would transfer to the new entity under the same privacy commitments.

Your Rights and Choices

South Korean privacy laws give you substantial control over your personal data. Here's what you can do and how to exercise these rights with us.

1. Access Your Data: Request a copy of all personal information we hold about you. We'll provide this in a readable format within 30 days.
2. Correct Inaccuracies: Update incorrect or outdated information through your account settings or by contacting our support team.
3. Delete Your Account: Request complete removal of your data from our systems. Note that we may retain some information if required by law.
4. Opt Out of Marketing: Unsubscribe from promotional emails using the link in any message, or adjust preferences in your account.
5. Data Portability: Receive your information in a structured format that you can transfer to another service.
6. Withdraw Consent: Change your mind about how we use your data at any time, though this might limit access to some features.

To exercise any of these rights, email us at info@future-datahub.com with your request. We'll verify your identity and respond within the timeframes required by South Korean law.

Data Security Measures

We protect your information using industry-standard security practices. Our servers use encryption, access is restricted to authorized personnel only, and we regularly update our security protocols to address emerging threats.

Despite these precautions, no online system is completely immune to security breaches. If we ever experience a data incident affecting your information, we'll notify you promptly and explain what happened, what data was involved, and what steps we're taking in response.

Cookies and Tracking Technologies

Our site uses cookies to remember your preferences, keep you logged in, and understand how people navigate the platform. You can control cookie settings through your browser, though disabling certain cookies might affect site functionality.

Types of Cookies We Use

• Essential Cookies: Required for basic site functions like logging in and accessing course materials
• Performance Cookies: Help us understand which pages are most visited and where users encounter problems
• Functional Cookies: Remember your preferences like language settings and display options
• Analytics Cookies: Provide aggregated data about site traffic and user behavior patterns

We don't use advertising cookies or track you across other websites. Our analytics focus solely on improving the learning experience on future-datahub.

Data Retention and Deletion

We keep your personal information only as long as necessary for the purposes outlined in this policy or as required by South Korean law.

Retention Periods

• Active account data: Retained while your account remains open and for 3 years after closure
• Course completion records: Maintained for 5 years to verify certificates and credentials
• Payment records: Kept for 7 years to comply with financial regulations
• Marketing communications: Stored until you unsubscribe, then deleted within 60 days
• Support inquiries: Retained for 2 years for quality assurance purposes

When data reaches the end of its retention period, we securely delete or anonymize it so it can no longer identify you. If you close your account, we'll delete your personal information according to the schedule above, though we may retain some data if legally required.

International Data Transfers

Our primary servers are located in South Korea, where most data processing occurs. Some service providers we work with may process data in other countries, but only when those providers meet adequate data protection standards.

When we transfer data internationally, we use standard contractual clauses approved by South Korean authorities and ensure receiving parties implement appropriate security measures. Your rights under South Korean privacy law remain protected regardless of where processing occurs.

Children's Privacy

Our budgeting courses target adults and professionals developing financial skills. We don't knowingly collect information from anyone under 14 years old. If you're a parent who discovers your child has provided us with personal information, please contact us immediately and we'll delete it.

For users aged 14-18, we require parental consent before enrollment in paid programs. We recommend parents review course materials together with younger users to maximize learning outcomes.

Changes to This Policy

We update this privacy policy occasionally to reflect new practices, technologies, or legal requirements. When we make significant changes, we'll notify active users via email and post a prominent notice on our site.

The "Last Updated" date at the top shows when we most recently modified this document. We encourage you to review it periodically, especially before sharing new information with us. Continued use of future-datahub after changes take effect means you accept the updated policy.

South Korea-Specific Provisions

As a company operating in South Korea, we comply with the Personal Information Protection Act (PIPA) and related regulations. This includes specific requirements for data processing, consent, and user rights.

Your Rights Under PIPA

• Right to know what personal information is being collected before providing it
• Right to refuse consent for collection, though this may limit service access
• Right to access and review all personal information we hold about you
• Right to correct errors or request updates to your information
• Right to request suspension of processing or deletion of your data
• Right to file complaints with the Personal Information Protection Commission

We've appointed a Data Protection Officer responsible for privacy compliance. You can reach them at the contact information below for any privacy-related concerns or complaints.